=== AdvisorSuite Financial ===
Contributors: advisorsuite
Tags: calculator, finance, mortgage, compound interest, retirement
Requires at least: 6.0
Tested up to: 6.8
Requires PHP: 7.4
Stable tag: 1.0.0
License: GPLv2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html

Seven personal-finance calculators for financial advisors: MER fee impact, compound interest, mortgage, car loan, RRSP/TFSA room, retirement, and debt payoff.

== Description ==

AdvisorSuite Financial adds seven interactive personal-finance calculators to your site, each available as a Gutenberg block ("AdvisorSuite Calculator") and as a shortcode:

* `[advisorsuite calculator="mer"]` — MER fee impact (growth with vs. without fees)
* `[advisorsuite calculator="compound"]` — compound interest
* `[advisorsuite calculator="mortgage"]` — mortgage / amortization with extra-payment impact
* `[advisorsuite calculator="carloan"]` — car loan
* `[advisorsuite calculator="room"]` — RRSP/TFSA contribution room
* `[advisorsuite calculator="retirement"]` — retirement savings needed
* `[advisorsuite calculator="debt"]` — debt payoff (avalanche vs. snowball)

Every calculator shows a live chart, works on mobile, defaults to CAD (visitors can switch currency), and displays the disclaimer: "For illustrative purposes only. Not financial advice. Actual returns, rates, and fees will vary."

On the free tier every calculator computes in full, with a “Powered by AdvisorSuite Financial” badge shown at the top of each one; saving inputs, CSV export, and PDF download are disabled. A one-time payment (via Stripe Checkout — no subscription) unlocks white-label mode — your own logo and brand colors, badge removed — and enables saving, CSV export, and PDF download.

All calculations run in the visitor's browser. The only external service contacted is Stripe, and only during the optional premium checkout/verification flow initiated from your site.

== Installation ==

1. Upload the plugin ZIP via Plugins → Add New → Upload Plugin, then activate it.
2. Add the "AdvisorSuite Calculator" block (or a shortcode) to any page.
3. Optional: configure Stripe under Settings → AdvisorSuite Financial to sell the white-label unlock.

== Frequently Asked Questions ==

= Is the free tier limited? =
All seven calculators compute in full on the free tier — no capped inputs, no hidden results. What the paid unlock adds is white-labelling (your logo and colors, AdvisorSuite badge removed) plus saving, CSV export, and PDF download, which are disabled for free users.

= Is the payment a subscription? =
No. It is a single one-time payment through Stripe Checkout.

== Changelog ==

= 1.0.0 =
* Initial release: 7 calculators, blocks + shortcodes, Stripe one-time white-label unlock.
